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20 May 2024: Legal Overview on Tapera (Tabungan Perumahan Rakyat), the "Citizen's Saving for Housing"

On 20 May 2024, Indonesia promulgated the Government Regulation Number 21 Year 2024 on the Amendment of Government Regulation Number 25 Year 2020 on the Implementation of Citizen's Saving for Housing (Peraturan Pemerintah Nomor 21 Tahun 2024 tentang Perubahan atas Peraturan Pemerintah Nomor 25 Tahun 2020 tentang Penyelenggaraan Tabungan Perumahan Rakyat) , commonly called as the " Tapera " . Referring to its definition, in principle, Tapera is a saving, conducted periodically by the "Participant", that can be utilized only for financing the housing and/or can be returned along with its yield resulted after the one's participation is ended. As stipulated in Article 15 of the Tapera regulation, the "Saving" rate has been set at 3% (three percent) of the "Salary" or "Wage" towards the "Employee Participant" (0.5% by the Employer and 2.5% by the Employee), and of the "Income" towards the "Independent Worker...

31 December 2021, Law on the Establishment of Administrative Law - High Court in some other cities in Indonesia

Law on the Establishment of Administrative Law - High Court (Pengadilan Tinggi Tata Usaha Negara, "PT TUN") in some other cities in Indonesia has been enacted in 31 December 2021; Law Number 10 Year 2021 on the Establishment of Administrative Law - High Court in (cities) Palembang, Banjarmasin, Mataram, Manado, has been constitutional basis to be considered for improving its services to the public.

Formerly, the Administrative Law - High Court / PT TUN have been established in (cities) Jakarta, Medan, Ujung Pandang (Law Number 10 Year 1990), and Surabaya (Law Number 1 Year 1993). 

Its Article 2 stipulates that:

PT TUN Palembang serves / covers the area of 

Province Sumatera Selatan,

Province Jambi,

Province Bengkulu,

Province Lampung,

Province Kepulauan Bangka Belitung.


PT TUN Banjarmasin serves / covers the area of

Province Kalimantan Selatan,

Province Kalimantan Tengah,

Province Kalimantan Timur,

Province Kalimantan Barat,

Province Kalimantan Utara.


PT TUN Mataram serves / covers the area of

Province Bali,

Province Nusa Tenggara Barat (NTB),

Province Nusa Tenggara Timur (NTT).


PT TUN Manado serves / covers the area of

Province Sulawesi Utara,

Province Gorontalo,

Province Maluku,

Province Maluku Utara,

Province Papua,

Province Papua Barat.

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